StockWatch
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Non Banking Financial Company (NBFC)
Quarterly Result28 May 2026, 09:17 pm

Emerald Finance FY26 Consolidated Net Profit up 70%, Income ₹31.20 Cr

AI Summary

Emerald Finance Limited reported strong audited financial results for Q4 FY26 and the full fiscal year FY26. On a consolidated basis, the company's total income for FY26 reached ₹31.20 Cr, marking a 44.24% year-over-year increase. Net profit surged by 70.41% to ₹15.15 Cr, with EPS growing by 70.31% to ₹4.36. For Q4 FY26, consolidated total income was ₹9.76 Cr (up 50.44% YoY) and net profit was ₹4.36 Cr (up 64.35% YoY). The company expanded its Earned Wage Access (EWA) platform by onboarding 34 new corporates. Its gold loan syndication business, through subsidiary Eclat Net Advisors, disbursed over ₹375 Cr in Q4 FY26, partnering with major banks like ICICI, HDFC, RBL, and Muthoot Finance. The Managing Director highlighted the scalability of their asset-light, technology-led model and confidence in sustainable growth.

Key Highlights

  • FY26 consolidated net profit surged 70.41% to ₹15.15 Cr.
  • FY26 consolidated total income grew 44.24% to ₹31.20 Cr.
  • Q4 FY26 consolidated net profit increased 64.35% to ₹4.36 Cr.
  • Onboarded 34 new corporates for Earned Wage Access platform.
  • Gold loan syndication disbursed over ₹375 Cr in Q4 FY26.