StockWatch
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Public Sector Bank
Quarterly Updates23 May 2026, 09:31 am

Indian Bank FY26: Total Business Up 12.79%, Deposits Up 12.29%

AI Summary

Indian Bank has released its Annual Report for FY 2025-26, showcasing significant growth across key business metrics. Total business increased by 12.79%, driven by a 12.29% rise in total deposits and a 13.43% increase in gross advances. The bank reported a NIM (Domestic) of 3.36% and a ROA of 1.31%. Asset quality improved, with Gross NPA down by 111 bps to 1.98% and Net NPA down by 4 bps to 0.15%. RAM (Retail, Agriculture, MSME) segment grew by 15.18% year-on-year.

Key Highlights

  • Total business grew by 12.79% in FY26.
  • Total deposits increased by 12.29% year-on-year.
  • Gross advances rose by 13.43% in FY26.
  • Gross NPA decreased by 111 bps to 1.98%.
  • RAM segment experienced a 15.18% YoY growth.