StockWatch
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Major Banks
Quarterly ResultJul 23, 2026, 08:53 AM

ACNB Q2 Net Income $15.2M, EPS $1.49; Raises Dividend

AI Summary

ACNB Corporation announced strong second-quarter 2026 financial results, with net income rising to $15.2 million, or $1.49 diluted earnings per share. This represents a significant increase compared to both the previous quarter and the same period last year. The company also reported robust loan and noninterest-bearing deposit growth, an improved net interest margin, and continued capital returns to shareholders through an increased regular dividend, a special dividend, and share repurchases.

Key Highlights

  • Net income for Q2 2026 was $15.2 million, up from $11.6 million in Q2 2025.
  • Diluted earnings per share for Q2 2026 was $1.49, up from $1.11 in Q2 2025.
  • Return on average assets was 1.85% and return on average equity was 14.54% for Q2 2026.
  • Fully taxable equivalent net interest margin was 4.56% for Q2 2026.
  • Total loans outstanding reached $2.40 billion, increasing 2.1% from Q1 2026.
  • Noninterest-bearing deposits grew 4.3% to $600.7 million from Q1 2026.
  • ACNB repurchased 179,407 shares at a weighted average price of $50.79 per share.
  • Regular quarterly cash dividend increased 10.5% to $0.42, plus a $0.50 special dividend.