Quarterly ResultAug 11, 2026, 04:24 PM
American Integrity Q2 Net Income Up 24.2% to $34.1M; Combined Ratio 63.4%
AI Summary
American Integrity Insurance Group, Inc. reported strong second quarter 2026 financial results, with net income increasing to $34.1 million and adjusted net income reaching $34.9 million. The company achieved record voluntary new business policies sold and pre-tax earnings, driven by significant growth in gross and net premiums earned. Additionally, American Integrity successfully renewed its catastrophe excess of loss reinsurance program with favorable terms, including a 15-20% risk-adjusted rate decrease.
Key Highlights
- Net income increased 24.2% to $34.1 million for Q2 2026.
- Adjusted net income rose 11.4% to $34.9 million, with Adjusted EPS of $1.78.
- Gross premiums written grew 14% to $327 million in Q2 2026.
- Net premiums earned increased 58.2% to $104.7 million.
- Combined ratio improved to 63.4% from 72.9% in Q2 2025.
- Book value per share was $18.86, up 22.3% over June 30, 2025.
- Policies in-force reached 461,714, a 15.7% increase year-over-year.
- Successfully renewed CAT XOL reinsurance program with 15-20% risk-adjusted rate decrease.
Price Impact
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