StockWatch
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Major Banks
Quarterly ResultMay 5, 2026, 06:52 AM

Atlantic Union Bankshares 2026 Outlook: Loans $29-30B, TBV Growth 12-15%

AI Summary

Atlantic Union Bankshares Corporation presented its financial performance for 2025 and Q1 2026, along with its 2026 financial outlook, at its Annual Meeting of Shareholders. The company reported strong adjusted operating earnings and returns for 2025 and Q1 2026, maintaining a robust capital position. The 2026 outlook projects continued growth in loans, deposits, net interest income, and tangible book value per share.

Key Highlights

  • 2026 Outlook: Loans projected at $29.0-$30.0 billion and Deposits at $31.0-$32.0 billion.
  • 2026 Outlook: Net Interest Income (FTE) ~$1.34-$1.35 billion and Net Interest Margin (FTE) ~3.90%-4.00%.
  • 2026 Outlook: Tangible Book Value Growth Per Share projected at 12-15%.
  • Q1 2026 GAAP Net Income available to common shareholders was $119.2 million, up 9.4% QoQ.
  • Q1 2026 Adjusted Operating EPS was $0.89, with Adjusted Operating ROA of 1.41% and ROTCE of 19.62%.
  • 2025 GAAP Net Income available to common shareholders was $261.8 million, up 32.7% YoY.
  • 2025 Adjusted Operating EPS was $3.44, with Adjusted Operating ROA of 1.33% and ROTCE of 20.41%.
  • Company maintains strong capital, with CET1 Ratio at 10.2% and Leverage Ratio at 9.3% as of March 31, 2026.