Quarterly ResultJul 21, 2026, 04:15 PM
Bank OZK Q2 Net Income $163.3M, EPS $1.49
AI Summary
Bank OZK reported Q2 2026 net income of $163.3 million, an 8.7% decrease year-over-year but a 2.5% increase quarter-over-quarter. Diluted EPS for the quarter was $1.49, down 5.7% from Q2 2025 but up 3.5% from Q1 2026. Chairman and CEO George Gleason highlighted solid financial results, including a 1.60% return on assets, a 4.24% net interest margin, and a 39.2% efficiency ratio, alongside progress in loan portfolio diversification.
Key Highlights
- Q2 2026 net income available to common stockholders was $163.3 million, down 8.7% YoY but up 2.5% QoQ.
- Q2 2026 diluted EPS was $1.49, a 5.7% decrease YoY but a 3.5% increase QoQ.
- H1 2026 net income available to common stockholders was $322.6 million, down 7.0% from H1 2025.
- H1 2026 diluted EPS was $2.93, a 3.9% decrease from H1 2025.
- Return on assets for Q2 2026 was 1.60% and net interest margin was 4.24%.
- The efficiency ratio for Q2 2026 was 39.2%.
- The Bank reported strong increases in book value, tangible book value, and capital ratios.
Price Impact
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