StockWatch
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Major Banks
Quarterly ResultOct 19, 2026, 04:11 PM

BOK Financial Q3 Net Income $159.9M; Loans Up $646M

AI Summary

BOK Financial Corporation announced its third quarter 2026 financial results, reporting net income of $159.9 million, or $2.64 per diluted share. Net interest income saw an increase of $18.1 million to $370.0 million, with the net interest margin expanding to 3.00%. The company experienced significant loan growth, with period-end loans increasing by $646 million to $27.7 billion. However, fees and commissions revenue declined due to lower trading volumes. Operating expenses remained stable, and capital ratios remained strong.

Key Highlights

  • BOK Financial reported Q3 2026 net income of $159.9 million, or $2.64 per diluted share.
  • Net interest income increased by $18.1 million to $370.0 million, with net interest margin expanding to 3.00%.
  • Period-end loans grew by $646 million to $27.7 billion, led by energy, industrial, and mortgage finance loans.
  • Fees and commissions revenue decreased by $14.0 million to $188.0 million, impacted by lower brokerage and trading revenue.
  • Operating expenses were stable at $360.7 million, with personnel costs largely consistent.
  • Period-end deposits decreased by $324 million to $39.5 billion.
  • Common equity Tier 1 capital ratio stood at 12.73%, and tangible common equity ratio was 9.16%.