Monthly UpdateMay 15, 2026, 06:02 AM
Capital One April 2026 Domestic Card Net Charge-Off Rate 4.94%
AI Summary
Capital One Financial Corporation disclosed its monthly charge-off and delinquency metrics for April 2026. The domestic credit card net charge-off rate was 4.94%, with 30+ day performing delinquencies at 3.44%. For consumer banking auto loans, the net charge-off rate stood at 1.20%, and 30+ day performing delinquencies were 4.02%.
Key Highlights
- Domestic Credit Card net charge-offs were $1,042 million for April 2026.
- Domestic Credit Card net charge-off rate was 4.94% for April 2026.
- Domestic Credit Card 30+ day performing delinquencies were $8,781 million.
- Domestic Credit Card 30+ day performing delinquency rate was 3.44%.
- Consumer Banking Auto net charge-offs were $86 million for April 2026.
- Consumer Banking Auto net charge-off rate was 1.20% for April 2026.
- Consumer Banking Auto 30+ day performing delinquencies were $3,488 million.
- Consumer Banking Auto nonperforming loan rate was 0.55%.
Price Impact
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