StockWatch
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Major Banks
Monthly UpdateJul 21, 2026, 04:12 PM

Capital One June 2026 Charge-Offs & Delinquencies

AI Summary

Capital One Financial Corporation reported its monthly charge-off and delinquency metrics for June 2026. The domestic credit card segment recorded a net charge-off rate of 4.37% and a 30+ day performing delinquency rate of 3.39%. For consumer banking auto loans, the net charge-off rate was 1.65%, with a 30+ day performing delinquency rate of 4.32% and a nonperforming loan rate of 0.61%.

Key Highlights

  • Domestic Credit Card net charge-off rate was 4.37% for June 2026.
  • Domestic Credit Card 30+ day performing delinquency rate was 3.39%.
  • Consumer Banking Auto net charge-off rate was 1.65% for June 2026.
  • Consumer Banking Auto 30+ day performing delinquency rate was 4.32%.
  • Consumer Banking Auto nonperforming loan rate was 0.61%.
  • Domestic Credit Card average loans held for investment were $256.2 billion.
  • Consumer Banking Auto average loans held for investment were $88.7 billion.