Quarterly UpdatesJun 15, 2026, 06:01 AM
Capital One May 2026 Domestic Card Net Charge-Off Rate 4.82%
AI Summary
Capital One Financial Corporation released its monthly charge-off and delinquency metrics for May 2026. The Domestic Credit Card segment reported net charge-offs of $1,022 million, with a net charge-off rate of 4.82%, and 30+ day performing delinquencies of $8,582 million, at a rate of 3.33%. For Consumer Banking Auto loans, net charge-offs were $105 million (1.45% rate), while 30+ day performing delinquencies had a rate of 4.24%. Nonperforming auto loans stood at $549 million, representing a 0.62% rate.
Key Highlights
- Domestic Credit Card net charge-offs were $1,022 million for May 2026.
- Domestic Credit Card net charge-off rate was 4.82% for May 2026.
- Domestic Credit Card 30+ day performing delinquencies totaled $8,582 million.
- Domestic Credit Card 30+ day performing delinquency rate was 3.33%.
- Consumer Banking Auto net charge-offs were $105 million for May 2026.
- Consumer Banking Auto net charge-off rate was 1.45%.
- Consumer Banking Auto 30+ day performing delinquency rate was 4.24%.
- Consumer Banking Auto nonperforming loan rate was 0.62%.
Price Impact
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