Quarterly ResultApr 29, 2026, 10:08 AM
CFFN Q2 FY26 Net Income $20.1M; EPS $0.16; NIM 2.24%
AI Summary
Capitol Federal Financial, Inc. reported preliminary results for the second quarter of fiscal year 2026, with net income of $20.1 million and diluted earnings per share of $0.16. The company achieved its seventh consecutive quarter of net interest income growth and net interest margin expansion, reaching 2.24%. Strategic initiatives led to growth in commercial loans and deposits, and the company continued to return value to stockholders through dividends, including a special dividend, and share repurchases.
Key Highlights
- Net income for Q2 FY26 was $20.1 million, with diluted EPS of $0.16.
- Net interest margin increased 5 basis points to 2.24% in Q2 FY26.
- Efficiency ratio improved to 52.45% in Q2 FY26 from 53.66% in prior quarter.
- Repurchased 2,155,481 shares for $22.4 million between Jan 1 and April 22, 2026.
- Paid dividends of $15.9 million, or $0.125 per share, including a $0.040 special dividend.
- Commercial loan portfolio grew by $39.1 million in Q2 FY26 to $2.32 billion.
- Commercial deposit portfolio grew by $20.4 million in Q2 FY26 to $548.1 million.
- Total assets reached $9.83 billion and stockholders' equity $1.03 billion at March 31, 2026.