Chime Q2 Revenue +26.8% to $669.8M; Swings to Profit
Chime Financial, Inc. reported a significant financial turnaround for the second quarter and first half of 2026. The company achieved net income of $27.9 million in Q2 2026, a substantial improvement from a net loss of $923.4 million in the prior year. Revenue for the quarter increased by 26.8% to $669.8 million, driven by growth in both payments and platform-related revenue. For the six months ended June 30, 2026, net income was $81.3 million, compared to a net loss of $910.4 million in the same period last year.
Key Highlights
- Q2 2026 revenue increased 26.8% to $669.8 million from $528.1 million YoY.
- Q2 2026 net income was $27.9 million, a swing from a $923.4 million net loss YoY.
- Basic EPS for Q2 2026 was $0.07, up from $(7.29) in Q2 2025.
- Six-month revenue grew 25.8% to $1.32 billion from $1.05 billion YoY.
- Six-month net income was $81.3 million, compared to a $910.4 million net loss YoY.
- Cash flows from operating activities for six months reached $295.0 million.
- Total assets stood at $1.997 billion as of June 30, 2026.
Price Impact
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