Quarterly ResultApr 27, 2026, 08:32 AM
CZWI Q1 Net Income $3.8M, EPS $0.39; Dividend $0.105
AI Summary
Citizens Community Bancorp reported Q1 2026 net income of $3.8 million, or $0.39 per diluted share, a decrease from Q4 2025 but an increase from Q1 2025. The company saw strong loan growth of $17.9 million and deposit growth of 2.7% to $1.57 billion. Net interest margin improved by 3 basis points to 3.18%, and the efficiency ratio improved to 66%. The Board declared a quarterly dividend of $0.105 per share.
Key Highlights
- Q1 2026 Net Income was $3.8 million, or $0.39 per diluted share.
- Loan growth of $17.9 million, or 1.3%, in Q1 2026.
- Deposit growth of 2.7% to $1.57 billion in Q1 2026.
- Net interest margin increased 3 basis points to 3.18%.
- Book value per share improved to $19.82 at March 31, 2026.
- Pre-provision net revenue increased 5.8% to $5.38 million.
- Provision for credit losses increased to $0.75 million.
- Quarterly dividend of $0.105 per share approved.