Quarterly ResultApr 30, 2026, 05:07 PM
CIVB Q1 Net Income $15.0M (+47% YoY); EPS $0.72
AI Summary
Civista Bancshares, Inc. announced its participation in the D.A. Davidson 29th Annual Financial Institutions Conference and furnished its First Quarter 2026 Investor Presentation. The company reported strong financial performance for Q1 2026, with Net Income increasing 47% year-over-year to $15.0M and diluted EPS rising to $0.72. Net Interest Margin expanded by 34 basis points to 3.85%, and Return on Average Assets improved to 1.41%.
Key Highlights
- Net Income for Q1 2026 was $15.0M, a 47% increase year-over-year.
- Diluted EPS for Q1 2026 was $0.72, up from $0.66 in Q1 2025.
- Net Interest Margin (NIM) expanded 34 bps YoY to 3.85% in Q1 2026.
- Return on Average Assets (ROAA) improved to 1.41% in Q1 2026, up from 1.00% YoY.
- Total Assets reached $4.30B and Total Deposits were $3.50B as of Q1 2026.
- Tangible Book Value per share increased $2.66 YoY to $19.70.
- The Dividend Payout Ratio was 24.91% in Q1 2026.
Price Impact
More from CIVB