Quarterly ResultApr 28, 2026, 09:51 AM
CTBI 2025 Earnings $98.1M, EPS $5.44; Q1 2026 Assets $6.7B
AI Summary
Community Trust Bancorp, Inc. reported strong financial performance for 2025, with earnings of $98.1 million and EPS of $5.44 per share, both exceeding stated goals. Total assets grew 7.9% to $6.68 billion and total loans increased 9.1% to $4.89 billion by year-end 2025. The company also provided an update for the first quarter of 2026, showing continued growth with total assets reaching $6.7 billion and loans increasing by an annualized 7.9%. The cash dividend increased by 7.5% in 2025, reflecting a commitment to shareholder value.
Key Highlights
- 2025 Earnings: $98.1 million, exceeding goals of $88.0-$91.6 million.
- 2025 EPS: $5.44 per share, exceeding goals of $4.86-$5.06 per share.
- 2025 Total Assets: $6.68 billion, up 7.9% from 2024.
- 2025 Total Loans: $4.89 billion, up 9.1% from 2024.
- 2025 Cash dividends increased 7.5%; dividend payout ratio was 36.8%.
- Q1 2026 Total Assets: $6.7 billion, an annualized increase of 3.4%.
- Q1 2026 Total Loans: Increased $95.9 million, an annualized rate of 7.9%.
- Q1 2026 Allowance for Credit Losses to Nonperforming Loans: 295.8%.