Quarterly ResultJul 29, 2026, 09:02 AM
Consumers Bancorp Q4 Net Income +29% to $3.0M; FY26 Net Income +28.8%
AI Summary
Consumers Bancorp, Inc. reported strong financial results for the fourth quarter and full fiscal year ended June 30, 2026. Net income for Q4 FY26 increased by 29.0% to $3.0 million, with full-year net income rising 28.8% to $11.2 million. The company saw significant growth in net interest income, total loans (up 15.3%), and total deposits (up 8.1%). CEO Ralph J. Lober II highlighted strong loan demand, record loan commitments, and strategic investments in management, sales talent, technology, and new markets for future growth.
Key Highlights
- Net income increased by $665 thousand (29.0%) to $3.0 million for Q4 FY26.
- Net income increased by $2.5 million (28.8%) to $11.2 million for FY26.
- Net interest income rose by $1.0 million (11.2%) for Q4 and $5.7 million (16.6%) for FY26.
- Total loans increased by $124.1 million (15.3%) to $937.5 million for FY26.
- Total deposits increased by $84.1 million (8.1%) to $1.12 billion for FY26.
- Book value per share increased by $4.22 (17.4%) to $28.47 as of June 30, 2026.
- Non-performing loans to total loans were 0.07% as of June 30, 2026.
- Earnings per share were $0.94 for Q4 FY26 and $3.55 for FY26.
Price Impact
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