Quarterly ResultApr 28, 2026, 04:02 PM
EBMT Q1 Net Income $4.0M, EPS $0.51; Dividend $0.145
AI Summary
Eagle Bancorp Montana, Inc. reported net income of $4.0 million, or $0.51 per diluted share, for the first quarter of 2026. This represents an increase from $3.2 million ($0.41 per diluted share) in Q1 2025 but a decrease from $4.7 million ($0.60 per diluted share) in the preceding quarter. The company's board declared a quarterly cash dividend of $0.145 per share. The CEO highlighted continued strength, improved funding costs, resilient asset yields, and disciplined expense management, while the CFO noted expanding net interest margin and declining deposit costs.
Key Highlights
- EBMT Q1 2026 net income was $4.0 million, up from $3.2 million YoY but down from $4.7 million QoQ.
- Diluted EPS was $0.51 in Q1 2026, compared to $0.41 YoY and $0.60 QoQ.
- Board declared a quarterly cash dividend of $0.145 per share, payable June 5, 2026.
- Net interest margin (NIM) expanded to 4.11% in Q1 2026, up 37 bps YoY and 3 bps QoQ.
- Total deposits increased 5.7% YoY to $1.79 billion at March 31, 2026.
- Average cost of total deposits decreased to 1.52% in Q1 2026 from 1.67% YoY.
- Shareholders' equity increased 8.7% YoY to $193.0 million at March 31, 2026.
- Book value per share rose 8.8% YoY to $24.22 at March 31, 2026.