Quarterly ResultMay 6, 2026, 10:52 AM
ENB Financial Reports Record 2025 Net Income $21.6M; Completes Acquisition
AI Summary
ENB Financial Corp reported record net income of $21.6 million for 2025, a 40.8% increase over 2024, and announced the completion of its acquisition of Cecil Bancorp, Inc. on February 1, 2026. For Q1 2026, the company reported GAAP net income of $4.024 million and diluted EPS of $0.71, with adjusted non-GAAP net income of $5.890 million and diluted EPS of $1.03. Shareholders at the 2026 Annual Meeting elected three Class C directors and ratified S.R. Snodgrass, P.C. as the independent auditor for 2026.
Key Highlights
- 2025 Net Income reached a record $21.6M, a 40.8% increase from $15.317M in 2024.
- Q1 2026 GAAP Net Income was $4.024M, with Diluted EPS of $0.71.
- Q1 2026 Non-GAAP Adjusted Net Income was $5.890M, with Diluted EPS of $1.03.
- Acquisition of Cecil Bancorp, Inc. closed on February 1, 2026, adding four banking offices.
- Shareholders elected Rachel G. Bitner, Joshua E. Hoffman, and Susan Y. Nicholas as Class C directors.
- S.R. Snodgrass, P.C. was ratified as the independent auditor for 2026.
- Total Assets grew to $2.424 billion by March 31, 2026.
- 2025 Return on Average Assets (ROA) was 0.98% and Return on Average Equity (ROE) was 15.17%.