Quarterly UpdatesApr 28, 2026, 04:12 PM
EFSC Highlights 1Q26 Adjusted ROATCE 12.6%, 10-Yr TBV CAGR 9.8%
AI Summary
Enterprise Financial Services Corp (EFSC) presented an investor update highlighting its strong financial performance and strategic growth. For 1Q26, the company reported an adjusted ROATCE of 12.6% and a Net Interest Margin of 4.28%. EFSC emphasized its differentiated business model focused on privately owned businesses, diversified deposit and loan portfolios, and a history of consistent growth, including a 9.8% 10-year CAGR of tangible book value per share. The company also outlined its strategic growth pillars, M&A track record, and capital allocation priorities.
Key Highlights
- 1Q26 Adjusted ROATCE was 12.6%.
- Net Interest Margin reached 4.28% in 1Q26 YTD.
- Total Assets stood at $17.2 billion as of April 24, 2026.
- Total Deposits were $14.5 billion and Total Loans $11.7 billion in 1Q26.
- 10-Year CAGR of Tangible Book Value per Share was 9.8%.
- CET1 Ratio was 11.7%, with $7.5 billion in available liquidity in 1Q26.
- Repurchased $27.3 million in common stock (483,000 shares) in 1Q26.
- Nonperforming Loans/Loans were 0.56% and Net Charge-Offs $4.4 million QTD in 1Q26.