StockWatch
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Finance: Consumer Services
Quarterly ResultJul 21, 2026, 06:36 AM

Equifax Q2 Revenue $1.7B, Up 11%; Acquires Círculo de Crédito for $750M

AI Summary

Equifax reported strong second-quarter 2026 financial results with reported revenue of $1.700 billion, an 11% increase year-over-year, and adjusted diluted EPS of $2.25, up 13%. The company announced the acquisition of Círculo de Crédito, a Mexican credit bureau, for $750 million, and doubled its AI-driven cost reduction target to $150 million. Equifax also returned $366 million to shareholders through share repurchases and dividends, while net income attributable to Equifax decreased by 4% to $183.9 million.

Key Highlights

  • Q2 2026 reported revenue $1.700 billion, up 11% (10% local currency).
  • Signed agreement to acquire Círculo de Crédito for $750 million, expected to close Q4 2026.
  • Doubled AI-driven cost reduction target to $150 million for 2026-2028.
  • Returned $366 million cash to shareholders, including $300 million in share repurchases.
  • Q2 2026 diluted EPS $1.54, up 1%; Adjusted diluted EPS $2.25, up 13%.
  • Workforce Solutions revenue up 7% to $705.4 million.
  • USIS revenue up 17% to $611.6 million, with USIS Mortgage revenue up 40%.
  • Forecasts Q3 2026 revenue $1.680B-$1.710B and Adjusted EPS $2.15-$2.25.