Quarterly ResultAug 12, 2026, 04:38 PM
First Capital Q2 Net Income $4.76M, EPS $1.43
AI Summary
First Capital Inc. reported strong financial results for the second quarter and first half of 2026. Net income attributable to the company increased by 26.15% to $4.76 million for the quarter and by 29.70% to $9.09 million for the six months ended June 30, 2026. Basic earnings per share also saw significant growth, rising to $1.43 for the quarter and $2.73 for the six-month period. The company experienced growth in net interest income, noninterest income, total assets, and loans.
Key Highlights
- Net income attributable to First Capital Inc. was $4.76 million for Q2 2026, up 26.15% year-over-year.
- Basic earnings per share reached $1.43 for Q2 2026, an increase of 26.55% from the prior year.
- Net interest income for Q2 2026 rose 16.09% to $12.09 million.
- Total assets grew to $1.29 billion as of June 30, 2026, up 1.42% from December 31, 2025.
- Loans, net of allowance for credit losses, increased 2.14% to $668.12 million.
- Total deposits increased 1.22% to $1.14 billion as of June 30, 2026.
- Dividends per share for Q2 2026 were $0.31, up 6.90% year-over-year.
- Provision for credit losses increased 38.89% to $425,000 for Q2 2026.
Price Impact
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