Quarterly ResultJul 17, 2026, 04:32 PM
First Financial Bankshares Q2 Earnings $71.89M; EPS $0.50
AI Summary
First Financial Bankshares reported solid second-quarter 2026 earnings, with net income increasing to $71.89 million, or $0.50 per diluted share, compared to $66.66 million, or $0.47 per diluted share, in the prior year. The company saw year-over-year growth in net interest income, which reached $136.91 million, and an expanded net interest margin of 3.90%. Noninterest income also increased, driven by wealth management and mortgage banking fees. Total assets grew to $15.31 billion, and loans increased to $8.35 billion.
Key Highlights
- Net income for Q2 2026 was $71.89 million, up from $66.66 million in Q2 2025.
- Basic and diluted earnings per share were $0.50 for Q2 2026, compared to $0.47 in Q2 2025.
- Net interest income increased to $136.91 million in Q2 2026 from $123.73 million in Q2 2025.
- Net interest margin (tax-equivalent) expanded to 3.90% in Q2 2026 from 3.81% in Q2 2025.
- Noninterest income rose to $35.84 million in Q2 2026, up from $32.87 million in Q2 2025.
- Total assets reached $15.31 billion at June 30, 2026, compared to $14.38 billion a year ago.
- Loans held-for-investment grew to $8.35 billion at June 30, 2026, from $8.07 billion in Q2 2025.
- Provision for credit losses increased to $4.18 million in Q2 2026 from $3.13 million in Q2 2025.
Price Impact
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