AGM/EGMApr 29, 2026, 04:41 PM
HCI 2025 Record Net Income $320M, EPS $22.72; Exzeo IPO
AI Summary
HCI Group, Inc. reported record operating results for 2025, with net income reaching $320 million and diluted EPS at $22.72. Net premiums earned increased by 21%, and book value per share grew 90% to $80.13. The company also successfully completed the initial public offering of its technology platform, Exzeo Group, Inc., retaining an 82.5% ownership stake in the now $2.0 billion valued subsidiary. Shareholders will vote on director elections, auditor ratification, and executive compensation at the upcoming Annual Meeting on June 10, 2026.
Key Highlights
- Exzeo Group, Inc. successfully went public via IPO in November 2025.
- HCI retained an 82.5% ownership stake in Exzeo, valued at $2.0 billion as of December 31, 2025.
- 2025 net income was a record $320 million before noncontrolling interest.
- Diluted earnings per share reached a record $22.72 in 2025.
- Net premiums earned increased 21% in 2025.
- Book value per share increased 90% from $42.10 (2024) to $80.13 (2025).
- Paid $19 million in dividends ($1.60 per share) in 2025.
- Annual Meeting of Shareholders scheduled for Wednesday, June 10, 2026.