Quarterly ResultJul 20, 2026, 04:47 PM
Home Bancorp Q2 Net Income $11.6M; EPS $1.48; Dividend Up 3% to $0.32
AI Summary
Home Bancorp, Inc. reported strong financial results for the second quarter of 2026, with net income rising to $11.6 million, or $1.48 per diluted common share. The company also announced a 3% increase in its quarterly cash dividend to $0.32 per share. Key operational highlights include healthy loan growth of 1.9% and deposit growth of 1.4% quarter-over-quarter, alongside an expanded net interest margin of 4.24%. Nonperforming assets decreased, and shareholders' equity grew by 2%.
Key Highlights
- Net income for Q2 2026 was $11.6 million, up from $11.4 million in Q1 2026.
- Diluted EPS for Q2 2026 was $1.48, up from $1.45 in Q1 2026.
- Quarterly cash dividend increased by 3% to $0.32 per share.
- Loans totaled $2.8 billion, up 1.9% quarter-over-quarter (7% annualized).
- Deposits totaled $3.1 billion, up 1.4% quarter-over-quarter (6% annualized).
- Net interest margin (NIM) expanded to 4.24% from 4.16% in Q1 2026.
- Nonperforming assets decreased to $39.2 million (1.09% of total assets).
- Shareholders' equity increased by 2% to $453.5 million.
Price Impact
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