StockWatch
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Savings Institutions
Quarterly ResultJul 23, 2026, 08:11 AM

HomeTrust Bancshares Q2 Net Income $15.6M, EPS $0.94; Dividend $0.15

AI Summary

HomeTrust Bancshares, Inc. reported net income of $15.6 million and diluted EPS of $0.94 for the second quarter of the year ending December 31, 2026. The company also declared a quarterly cash dividend of $0.15 per common share, an increase of $0.02. The quarter was highlighted by an expansion of the net interest margin to 4.41% and annualized loan growth of 8.5%, alongside the launch of a new Healthcare Banking Division. The company also noted its inclusion in Forbes’ America’s Best Banks and the KBW Bank Honor Roll for consistent earnings growth.

Key Highlights

  • Net income for Q2 2026 was $15.6 million, compared to $16.8 million in the prior quarter.
  • Diluted EPS for Q2 2026 was $0.94, compared to $0.99 in the prior quarter.
  • Quarterly cash dividend increased by $0.02 to $0.15 per share, totaling $2.4 million.
  • Annualized loan growth was 8.5%, increasing to 14.6% excluding intentionally reduced portfolios.
  • Net interest margin expanded to 4.41% from 4.31% in the previous quarter.
  • Provision for credit losses increased to $920,000 from $370,000 in the prior quarter.
  • Launched a new Healthcare Banking Division shortly after quarter end.
  • Repurchased 153,606 shares of common stock at an average price of $46.31 during the quarter.