StockWatch
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Major Banks
Quarterly ResultOct 22, 2026, 06:26 AM

Huntington Bancshares Q3 EPS $0.33; Net Interest Income Up 1%

AI Summary

Huntington Bancshares Incorporated announced its third-quarter 2026 earnings, reporting diluted EPS of $0.33, unchanged from the prior quarter. Adjusted EPS was $0.38. Net interest income saw a 1% increase quarter-over-quarter, with net interest margin improving to 3.25%. Noninterest income decreased by 8% due to lower capital markets fees. The company maintained a strong capital position with a CET1 ratio of 10.1% and repurchased $100 million in common shares during the quarter.

Key Highlights

  • EPS of $0.33, unchanged from the prior quarter; Adjusted EPS of $0.38, down $0.01.
  • ROTCE of 14.6% and adjusted ROTCE of 16.6%.
  • Net interest income increased 1% QoQ to $2.069B; NIM of 3.25% up 4 bps.
  • Noninterest income decreased 8% QoQ to $722M, largely due to lower capital markets fees.
  • Average total loans and leases down 0.4% QoQ; Average total deposits up 0.2% QoQ.
  • CET1 risk-based capital ratio of 10.1%; TCE ratio of 6.9%.
  • Repurchased $100 million of common shares in the quarter.