Quarterly ResultNov 4, 2026, 09:41 AM
Itaú Unibanco Reports BRL 12.6B Net Income and 23.6% ROE in 3Q26
AI Summary
Itaú Unibanco announced its third-quarter 2026 results, reporting a recurring managerial net income of BRL 12.6 billion and a recurring ROE of 23.6%. The bank's total loan portfolio grew to BRL 1.5 trillion, driven by collateralized products, while maintaining a disciplined credit origination and monitoring approach, reflected in a 2.0% NPL ratio for loans over 90 days. Investments in technology and AI, including the acquisition of Neospace and launch of ia.i, are highlighted as key to enhancing client experience. The bank also maintained strong capitalization and liquidity levels, with a CET I ratio of 12.7% and LCR of 205.8%.
Key Highlights
- Itaú Unibanco reported BRL 12.6 billion in recurring managerial net income for 3Q26.
- Recurring ROE stood at 23.6% for the quarter.
- The total loan portfolio reached BRL 1.5 trillion, with a 2.2% increase quarter-over-quarter.
- Consolidated NPL ratio for loans overdue by more than 90 days was 2.0%.
- Net interest income (NII) with clients increased 2.6% in the quarter.
- Non-interest expenses totaled BRL 17.1 billion, up 2.4% in the quarter.
- Common Equity Tier 1 (CET I) ratio reached 12.7%.
- Liquidity Coverage Ratio (LCR) was 205.8% and Net Stable Funding Ratio (NSFR) was 123.7%.
Price Impact
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