StockWatch
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State Commercial Banks
Quarterly ResultJul 22, 2026, 12:15 PM

Juniata Valley Financial Q2 Net Income $2.5M, EPS $0.50

AI Summary

Juniata Valley Financial Corp. announced strong financial results for the second quarter and first half of 2026. Net income for Q2 2026 increased 32.0% to $2.5 million, with diluted earnings per share rising to $0.50. The company also reported a 35.7% increase in year-to-date net income to $5.3 million, driven by a significant improvement in net interest income and margin. The company opened a new office and declared a cash dividend of $0.22 per share.

Key Highlights

  • Q2 2026 net income increased 32.0% to $2.5 million from $1.9 million in Q2 2025.
  • Q2 2026 diluted EPS rose 31.6% to $0.50 compared to $0.38 in Q2 2025.
  • Year-to-date net income increased 35.7% to $5.3 million from $3.9 million in H1 2025.
  • Net interest income for Q2 2026 grew 20.0% to $7.4 million from $6.2 million in Q2 2025.
  • Net interest margin improved to 3.36% in Q2 2026 from 2.95% in Q2 2025.
  • Total assets increased 2.6% to $918.9 million as of June 30, 2026, from $895.3 million.
  • Total loans grew 5.8% to $636.2 million as of June 30, 2026, from $601.4 million.
  • Board declared a cash dividend of $0.22 per share, payable September 1, 2026.