Quarterly ResultAug 7, 2026, 11:48 AM
Kentucky First Federal Q2 Net Income $680K, EPS $0.08
AI Summary
Kentucky First Federal Bancorp reported a significant increase in net income for both the three and twelve months ended June 30, 2026. Quarterly net income rose to $680,000 ($0.08 diluted EPS) from $176,000 ($0.02 diluted EPS) year-over-year, primarily driven by a 33.9% increase in net interest income. For the full year, net earnings reached $1.9 million ($0.24 diluted EPS) compared to $181,000 ($0.02 diluted EPS) in the prior year. The company also noted an increase in provision for loan losses and a slight decrease in total assets.
Key Highlights
- Q2 2026 net income increased to $680,000 from $176,000 YoY.
- Q2 2026 diluted EPS rose to $0.08 from $0.02 YoY.
- FY 2026 net earnings grew to $1.9 million from $181,000 YoY.
- FY 2026 diluted EPS increased to $0.24 from $0.02 YoY.
- Quarterly net interest income increased 33.9% to $3.1 million.
- Provision for loan losses increased $183,000 for the quarter.
- Total assets decreased 2.4% to $362.4 million at June 30, 2026.
- Book value per share increased to $6.22 from $5.98 YoY.
Price Impact
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