Quarterly ResultApr 30, 2026, 07:50 AM
MNY Achieves First Quarterly Profit $0.5M; Q4 Revenue +27% to $20M
AI Summary
MoneyHero Ltd (MNY) reported its first-ever quarterly net profit of US$0.5 million and an Adjusted EBITDA gain of US$0.7 million for Q4 2025, driven by structural cost reductions and a shift to higher-margin revenue. Q4 revenue increased 27% year-over-year to US$20.0 million, while operating costs decreased 15%. For the full year 2025, net loss narrowed significantly by 86% to US$(5.2) million, reflecting improved revenue mix and efficiency gains from AI adoption and platform consolidation. The company ended the year with a debt-free balance sheet and US$31.2 million in cash.
Key Highlights
- Q4 2025 net profit of US$0.5 million, a significant turnaround from US$(18.8) million net loss YoY.
- Achieved first-ever Adjusted EBITDA gain of US$0.7 million since NASDAQ listing.
- Q4 2025 revenue increased 27% year-over-year to US$20.0 million.
- Total operating costs and expenses decreased 15% YoY to US$21.4 million in Q4 2025.
- Full year 2025 net loss narrowed 86% to US$(5.2) million from US$(37.8) million.
- Singapore revenue surged 56% YoY to US$7.9 million in Q4 2025.
- Hong Kong revenue grew 27% YoY to US$9.4 million in Q4 2025.
- Higher-margin Insurance and Wealth products accounted for 30% of Q4 revenue, up 31% YoY.
Price Impact
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