Quarterly ResultApr 30, 2026, 07:47 AM
MNY Q4 2025 Net Profit $0.5M; First Adjusted EBITDA Gain $0.7M
AI Summary
MoneyHero Group reported its first quarterly net profit of $0.5 million and an Adjusted EBITDA gain of $0.7 million in Q4 2025, marking a significant turnaround. This was driven by a 27% year-over-year revenue increase to $20.0 million and a 15% reduction in operating costs. For the full year 2025, the company significantly narrowed its net loss by 86% to $(5.2) million and improved its Adjusted EBITDA loss by 73% to $(6.4) million, reflecting a successful shift towards higher-margin products and structural cost efficiencies through AI adoption.
Key Highlights
- Q4 2025 net profit was $0.5 million, a significant turnaround from a $(18.8) million net loss YoY.
- Achieved first-ever Adjusted EBITDA gain of $0.7 million in Q4 2025, compared to a $(2.9) million loss YoY.
- Q4 2025 revenue increased 27% year-over-year to $20.0 million, driven by Singapore (+56%) and Hong Kong (+27%).
- Full Year 2025 net loss narrowed 86% to $(5.2) million from $(37.8) million in 2024.
- Full Year 2025 Adjusted EBITDA loss improved 73% to $(6.4) million from $(23.7) million in 2024.
- Total operating costs and expenses decreased 15% YoY in Q4 2025 to $21.4 million, and 27% for the full year.
- Higher-margin Insurance and Wealth products grew 31% YoY in Q4, accounting for 30% of total revenue.
- MoneyHero Group Members grew 30% YoY to 9.4 million as of December 31, 2025.