Northpointe Bancshares Q2 Net Income $21.3M, EPS $0.60
Northpointe Bancshares, Inc. reported net income to common stockholders of $21.3 million, or $0.60 per diluted share, for the second quarter of 2026. This compares to $21.7 million, or $0.62 per diluted share, in the prior quarter, and $18.0 million, or $0.51 per diluted share, in the second quarter of 2025. The company highlighted consistent profitability, strong growth in its Mortgage Purchase Program and All-in-One loan balances, and a 19% annualized increase in total deposits. Asset quality remained stable with a decrease in non-performing assets and historically low net charge-offs. The company also declared a regular quarterly cash dividend of $0.025 per share and will host a conference call on July 22, 2026, to discuss the results.
Key Highlights
- Net income to common stockholders was $21.3 million for Q2 2026.
- Diluted earnings per share (EPS) was $0.60 for Q2 2026.
- Total assets grew to $7.53 billion, an increase of $1.10 billion year-over-year.
- Total deposits increased by $231.9 million, or 19% annualized, quarter-over-quarter.
- Mortgage Purchase Program (MPP) balances increased by $77.3 million, 8% annualized QoQ.
- Non-performing assets decreased by $4.0 million from the prior quarter.
- A quarterly cash dividend of $0.025 per share was declared.
Price Impact
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