Quarterly ResultOct 28, 2026, 04:41 PM
Orange County Bancorp Reports Record Q3 Earnings; Net Income Up 24.6%
AI Summary
Orange County Bancorp, Inc. announced record third quarter earnings, with net income increasing by 24.6% to $12.5 million, or $0.93 per share, compared to the same period last year. The company also reported a 4.4% increase in Net Interest Margin to 4.45% and a 2.4% rise in Total Deposits to $2.4 billion. For the nine months ended September 30, 2026, net income reached $37.4 million, or $2.80 per share. The company highlighted strong deposit and loan growth, and strategic focus on business banking.
Key Highlights
- Orange County Bancorp reported record Q3 net income of $12.5 million, a 24.6% increase YoY.
- Earnings per share rose 24.2% to $0.93 for Q3 2026 compared to $0.75 in Q3 2025.
- Net Interest Margin increased 19 basis points to 4.45% in Q3 2026 from 4.26% in Q3 2025.
- Total Deposits grew 2.4% to $2.4 billion at September 30, 2026, compared to September 30, 2025.
- Total Loans were $2.0 billion at September 30, 2026, a slight increase from $1.9 billion at September 30, 2025.
- Book value per share grew 8.3% to $23.04 at September 30, 2026, from $21.27 at December 31, 2025.
Price Impact
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