Quarterly ResultJul 23, 2026, 04:18 PM

PCB Bancorp Q2 Net Income $10.4M, EPS $0.73; Declares $0.22 Dividend

AI Summary

PCB Bancorp reported net income available to common shareholders of $10.4 million, or $0.73 per diluted common share, for the second quarter of 2026. This represents a slight decrease from the previous quarter but a significant increase year-over-year. The company also announced a quarterly cash dividend of $0.22 per common share. Key financial metrics showed growth in net interest income, total assets, loans held-for-investment, and total deposits, while maintaining strong asset quality.

Key Highlights

Net income available to common shareholders was $10.4 million, or $0.73 per diluted common share.
A quarterly cash dividend of $0.22 per common share was declared.
Net interest income increased 2.6% quarter-over-quarter to $27.5 million.
Total assets grew 2.2% quarter-over-quarter to $3.47 billion.
Loans held-for-investment increased 2.0% quarter-over-quarter to $2.93 billion.
Total deposits rose 1.2% quarter-over-quarter to $2.92 billion.
Non-performing assets were $8.7 million, representing 0.30% of HFI loans.
Net interest margin was 3.33% for the quarter.

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