Preferred Bank's KBRA Ratings Affirmed: A- for Debt, Stable Outlook

Preferred Bank announced that Kroll Bond Rating Agency (KBRA) affirmed its credit ratings, including A- for deposit and senior unsecured debt, BBB+ for subordinated debt, and K2 for short-term ratings. The outlook for the long-term ratings remains Stable. KBRA cited the Bank's consistently strong profitability, highlighted by a 2025 ROA of 1.84%, a high-yielding loan portfolio, and a lean cost structure as key factors for the affirmation. This positive rating reflects the bank's solid financial health and operational efficiency.