Quarterly ResultJul 28, 2026, 12:26 PM
Provident Financial Q4 Net Income $2.18M, EPS $0.35; NIM 3.21%
AI Summary
Provident Financial Holdings, Inc. reported strong financial results for the fourth quarter and fiscal year ended June 30, 2026. Q4 net income increased 34% year-over-year to $2.18 million, with diluted EPS of $0.35. The net interest margin expanded to 3.21%, and non-performing assets significantly decreased. For the full fiscal year, net income grew 6% to $6.66 million, and diluted EPS rose 11% to $1.03. The company also repurchased shares and declared a quarterly dividend.
Key Highlights
- Q4 net income increased 34% year-over-year to $2.18 million.
- Q4 diluted earnings per share was $0.35.
- Net interest margin expanded to 3.21% in Q4, up 27 basis points year-over-year.
- Fiscal year 2026 net income rose 6% to $6.66 million.
- Fiscal year 2026 diluted EPS increased 11% to $1.03.
- Non-performing assets to total assets ratio improved to 0.04%.
- Repurchased 89,974 shares at an average cost of $16.97 per share.
- Declared a quarterly cash dividend of $0.14 per share.
Price Impact
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