Quarterly ResultApr 16, 2026, 06:31 AM
SHFS Eliminates $18M Debt; Q4 Revenue Up 12% Sequentially
AI Summary
SHF Holdings, Inc. announced its financial results for Q4 and full year 2025, highlighting a significant balance sheet transformation. The company eliminated substantially all of its $18 million debt and ended the year with $6.8 million in cash and $8.2 million in positive stockholders' equity. Fourth-quarter revenue increased 12% sequentially to $2.1 million, driven by a 70% sequential rise in loan program income due to an extended agreement with Partner Colorado Credit Union through 2031, which is expected to boost cash flow by over $10 million.
Key Highlights
- Eliminated $18 million in debt, ending 2025 with $0 debt.
- Cash and cash equivalents increased to $6.8 million at Dec 31, 2025.
- Stockholders' equity turned positive to $8.2 million at Dec 31, 2025.
- Q4 2025 revenue increased 12% sequentially to $2.1 million.
- Loan program income rose 70% sequentially in Q4 2025.