StockWatch
·
Banks
Quarterly ResultMay 5, 2026, 06:08 AM

Southern Missouri Bancorp Q3 Diluted EPS $1.60, up 15.1% YoY

AI Summary

Southern Missouri Bancorp reported diluted earnings per common share of $1.60 for the third quarter of fiscal 2026, a 15.1% increase year-over-year. The company also saw its tangible book value per share rise by 13.5% to $45.80 as of March 31, 2026, and loans grew 7.5% to $4.3 billion compared to the prior year. These results were part of an investor presentation for the DA Davidson Financial Institutions Conference.

Key Highlights

  • Q3 Fiscal 2026 diluted EPS was $1.60, a 15.1% increase from $1.39 a year ago.
  • Annualized return on average assets (ROA) was 1.41% and return on average common equity (ROE) was 12.6%.
  • Tangible book value per share reached $45.80 as of March 31, 2026, up 13.5% year-over-year.
  • Loans, net of ACL, increased 7.5% to $4.3 billion as of March 31, 2026, from March 31, 2025.
  • The Board declared a quarterly cash dividend of $0.25 per share on April 21, 2026.
  • The company repurchased 312,870 common shares for $18.3 million year-to-date fiscal 2026.
  • Net Interest Margin for FYTD 2026 was 3.55%, with an Efficiency Ratio of 51.4%.
  • Non-performing assets to total assets (NPAs/Total Assets) were 0.62% as of March 31, 2026.