StockWatch
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Major Banks
Quarterly ResultOct 21, 2026, 04:25 PM

Texas Capital Bancshares Q3 Net Income $99.4M; Net Interest Income Hits Record

AI Summary

Texas Capital Bancshares announced its third quarter 2026 financial results, reporting net income available to common stockholders of $99.4 million, or $2.28 per diluted share. The company achieved record net interest income of $275.0 million and saw fee income grow 14% year-over-year. Capital ratios remained strong, with CET1 at 12.2%. The company also repurchased shares and authorized a new $200 million repurchase program.

Key Highlights

  • Texas Capital Bancshares reported Q3 2026 net income available to common stockholders of $99.4 million, or $2.28 per diluted share.
  • Record-level net interest income reached $275.0 million in Q3 2026.
  • Fee income increased 14% year-over-year to $64.1 million in Q3 2026.
  • Capital ratios remain strong with 12.2% CET1 and 14.8% Total Capital.
  • Net charge-offs were $14.5 million in Q3 2026.
  • The company repurchased 1,051,660 shares for $103.0 million in Q3 2026.
  • A new share repurchase program of up to $200.0 million was authorized through October 31, 2027.