New LaunchJul 16, 2026, 08:18 AM
TransUnion Enhances Mortgage Credit Report with TruVision ACA 2.0
AI Summary
TransUnion announced an enhancement to its mortgage credit report by integrating TruVision™ Alternative Credit Attributes (ACA 2.0) from its FactorTrust® Alternative Lending Database. This addition provides lenders with deeper insights into borrower stability and intent, allowing for earlier risk assessment and more efficient loan processing. The new attributes are delivered at no extra cost, improving decision quality and building on TransUnion's history of mortgage lending innovation.
Key Highlights
- TransUnion enhanced its mortgage credit report with TruVision™ Alternative Credit Attributes (ACA 2.0).
- ACA 2.0 expands lenders' visibility beyond traditional credit data.
- It provides earlier insight into borrower stability and intent, enabling prioritization of high-potential applicants.
- The enhancement helps reduce risk sooner in the decisioning process and supports consistent underwriting.
- It enables competitive pricing for qualified borrowers and deepens mortgage risk assessments.
- These enhanced insights are delivered at no additional cost to lenders.
- The enhancement builds on TransUnion's innovations, including 2013's Trended Credit Data and TruVision Early Access Soft Check.
Price Impact
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