Business UpdateMay 29, 2026, 09:32 AM
Verisk: U.S. Roof Replacement Costs Jump 33% in 2025
AI Summary
Verisk's 2026 U.S. Roof Report reveals that average residential roof replacement costs surged 33% and repair costs rose 25% in 2025 compared to the prior four-year average, despite a nearly 20% decline in overall claims volume. The report highlights that everyday wind and hail events, along with aging roof stock, are driving increased risk and severity across U.S. insurance, construction, and housing markets. Key findings include widespread hail exposure, significant regional variations in roof age, and that roofs in moderate to poor condition show approximately 60% higher loss costs.
Key Highlights
- Average U.S. residential roof replacement costs jumped 33% in 2025.
- Average U.S. residential roof repair costs climbed 25% in 2025.
- Average residential roof replacement costs reached $17,631 in 2025.
- Residential roof replacement cost value (RCV) declined to $23 billion in 2025.
- 57% of residential properties in hail states have roofs 9 years old or newer.
- Midwest and Northeast have highest shares of roofs 31+ years old (17% and 18%).
- 38% of U.S. residential homes show moderate to poor roof condition as of 2025.
- Roofing material costs rose 1.48% in 2025, outpacing 0.79% rise in labor costs.
Price Impact
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