Quarterly ResultApr 30, 2026, 07:37 AM
WRLD Q4 Diluted EPS $7.70; Gross Loans +4.4%
AI Summary
WORLD ACCEPTANCE CORP reported Q4 FY2026 diluted EPS of $7.70, down from $8.13 in the prior year, with net income decreasing to $36.5 million. Total revenues for the quarter increased 7.4% to $177.6 million, driven by higher interest and fee income. Gross loans outstanding grew 4.4% to $1.28 billion, marking the third consecutive quarter of year-over-year growth, and delinquency rates improved. For the full fiscal year 2026, diluted EPS was $6.97, down from $16.30, while total revenues rose 3.7% to $585.7 million. The company repurchased 16.5% of its outstanding shares in fiscal 2026.
Key Highlights
- WRLD Q4 diluted EPS $7.70, down from $8.13 YoY.
- Q4 total revenues increased 7.4% to $177.6 million.
- Gross loans outstanding grew 4.4% to $1.28 billion.
- Loans 61+ days past due decreased to 5.6% from 6.0% YoY.
- FY2026 diluted EPS $6.97, down from $16.30 YoY.
- FY2026 total revenues increased 3.7% to $585.7 million.
- Repurchased 282,607 shares for $37.8 million in Q4.
- Q4 General & administrative expenses increased 23.6% to $81.5 million.