| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 53.76 | 2.8% | 20.8% |
| Total Income | 53.76 | 2.8% | 20.8% |
| Expenditure | 52.99 | 3.8% | 12.8% |
| PBT | 0.77 | 81.8% | 131.4% |
| Net Profit | 0.58 | 82.5% | 129.0% |
| OPM | — | ||
| NPM | 1.07% | 4.92pp | 5.56pp |
| EPS | 0.02 | 87.5% | 120.0% |
Atlantic American Reports Q3 2025 Net Income of $0.6 Million
04 May 2026 · 4 May, 7:09 am
Summary
Atlantic American Corporation reported a net income of $0.6 million for the third quarter of 2025, a significant improvement compared to the net loss of $2.0 million in the same period of 2024. For the first nine months of 2025, the company reported a net income of $4.7 million, compared to a net loss of $4.7 million in the prior year. The increase in net income was primarily due to increases in premium revenue within the automobile liability, inland marine, and automobile physical damage lines of business, as well as increases in the Medicare supplement and group accident and health lines of business. Premium revenue grew nearly 12% year-to-date.
Key Highlights
- 1
Atlantic American Corporation reported net income of $0.6 million, or $0.02 per diluted share, for the three months ended September 30, 2025.
- 2
The company's net income for the nine months ended September 30, 2025, was $4.7 million, or $0.22 per diluted share.
- 3
Operating income increased by $2.3 million for the three months ended September 30, 2025.
- 4
For the nine months ended September 30, 2025, operating income increased by $7.7 million.
- 5
Premium revenue grew nearly 12% year-to-date, driven by robust momentum across both property & casualty and life & health segments.
Management Comments
Hilton H. Howell
Jr.
We are excited to share that Atlantic American delivered strong year-to-date results, with net income of $4.7 million through the first nine months of 2025, a significant turnaround from prior year results. Premium revenue grew nearly 12% year-to-date, driven by robust momentum across both property & casualty and life & health segments, supported by new business and solid retention. Operating income also rose sharply, underscoring the strength of our diversified portfolio and disciplined execution. With these results, we believe we are well-positioned to sustain profitable growth and create long-term value for our shareholders.
Informational and educational content only. Not investment advice.