| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 175.48 | 3.6% | 7.2% |
| Total Income | 175.48 | 3.6% | 7.2% |
| Expenditure | 96.51 | 7.7% | 7.5% |
| PBT | 78.97 | 0.9% | 6.9% |
| Net Profit | 62.65 | 0.5% | 6.4% |
| OPM | 45.00% | 2.08pp | |
| NPM | 35.70% | 1.12pp | 0.28pp |
| EPS | 1.88 | 0.5% | 5.6% |
BancFirst Reports Q3 2025 Net Income of $62.7 Million
04 May 2026 · 4 May, 9:01 am
Summary
BancFirst Corporation reported a net income of $62.7 million, or $1.85 per diluted share, for the third quarter of 2025, compared to $58.9 million, or $1.75 per diluted share, for the third quarter of 2024. Net interest income increased to $125.6 million from $115.0 million in the same period last year, driven by higher loan volume and growth in earning assets. The net interest margin improved slightly to 3.79%. Total assets reached $14.2 billion, and loans grew to $8.3 billion. According to CEO David Harlow, loan growth and a sustained net interest margin led to another strong quarter for the company.
Key Highlights
- 1
BancFirst Corporation reported net income of $62.7 million, or $1.85 per diluted share, for the third quarter of 2025.
- 2
Net interest income for the three months ended September 30, 2025, increased to $125.6 million compared to $115.0 million for the same period in 2024.
- 3
Net interest margin improved slightly to 3.79% for the third quarter of 2025 from 3.78% for the third quarter of 2024.
- 4
Total assets were $14.2 billion at September 30, 2025, an increase of $643.8 million from December 31, 2024.
- 5
Loans grew $254.0 million from December 31, 2024, totaling $8.3 billion at September 30, 2025.
- 6
Deposits totaled $12.1 billion, an increase of $399.8 million from year-end 2024.
- 7
The Company's total stockholders' equity was $1.8 billion, an increase of $161.6 million from the end of 2024.
Management Comments
David Harlow
Loan growth and a sustained net interest margin led to another strong quarter for the company. Solid growth in noninterest income also contributed positively to the quarter. A mixed bag on the economy, stronger than expected growth and weaker employment prospects resulted in a Fed rate cut of 25 basis points in September, the first rate cut since December 2024. Our outlook is a mixed bag as well; however, on balance, we continue to believe a slowing economy in our region of the country is more likely than not and, as such, we have maintained a healthy allowance for credit losses as a percentage of loans.
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