| Metric | Value ($ M) | Q1 FY25 |
|---|---|---|
| Revenue | 24.94 | 4.8% |
| Total Income | 24.94 | 4.8% |
| Expenditure | 18.34 | 48.4% |
| PBT | 6.60 | 156.4% |
| Net Profit | 4.90 | 158.9% |
| OPM | — | |
| NPM | 19.66% | 54.65pp |
| EPS | 0.26 | 151.0% |
BCB Bancorp Reports Q1 2026 Net Income of $4.9 Million
22 Apr 2026 · 22 Apr, 5:37 pm
Summary
BCB Bancorp, Inc. reported a net income of $4.9 million for the first quarter of 2026, a significant improvement compared to the net loss of $12.0 million in the previous quarter and $8.3 million in the first quarter of 2025. The company's earnings per diluted share were $0.26 for the quarter. The net interest margin stood at 2.95 percent. The Board of Directors has declared a regular quarterly cash dividend of $0.08 per share, payable on May 20, 2026. According to Michael Shriner, President and CEO, the company's capital and liquidity positions remain strong, and credit headwinds have moderated, leading to a resumption of lending activity.
Key Highlights
- 1
BCB Bancorp, Inc. reported net income of $4.9 million for the first quarter of 2026.
- 2
Earnings per diluted share for the first quarter were $0.26.
- 3
Net interest margin was 2.95 percent for the first quarter of 2026.
- 4
Total deposits were $2.672 billion at March 31, 2026.
- 5
The Board of Directors declared a regular quarterly cash dividend of $0.08 per share.
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Total loans receivable, net of the allowance for credit losses, were $2.656 billion at March 31, 2026.
Management Comments
Michael Shriner
We are pleased to report a profitable first quarter, reflecting steady financial momentum and continued improvement across our core performance metrics. Our capital and liquidity positions remain strong, and the credit headwinds experienced in 2025 have moderated, consistent with our expectations. Following the stabilization of these trends, we have resumed lending activity and anticipate loan originations will continue to build momentum as the year progresses.
Informational and educational content only. Not investment advice.