| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 548.36 | 2.5% | 6.2% |
| Total Income | 548.36 | 2.5% | 6.2% |
| Expenditure | 371.77 | 4.9% | 8.4% |
| PBT | 176.59 | 2.3% | 1.9% |
| Net Profit | 140.89 | 0.6% | 0.6% |
| OPM | 32.20% | 1.57pp | 1.36pp |
| NPM | 25.69% | 0.46pp | 1.42pp |
| EPS | 2.22 | 1.4% | 1.8% |
BOK Financial Reports Q3 2025 Net Income of $140.9 Million
04 May 2026 · 4 May, 9:00 am
Summary
BOK Financial reported a net income of $140.9 million, or $2.22 per diluted share, for Q3 2025. The net interest margin expanded by 11 basis points to 2.91%. Period end loans experienced growth of $573 million, reaching $24.9 billion. Asset quality remained strong, with non-performing assets at 0.27% of outstanding loans. The company's full year outlook anticipates net interest income between $1.325 to $1.35 billion, assuming two 25bp rate cuts by year-end.
Key Highlights
- 1
BOK Financial's net income was $140.9 million, or $2.22 per diluted share, in Q3 2025.
- 2
Net interest margin expanded by 11 basis points to 2.91%, while core net interest margin, excluding trading, grew 4 basis points to 3.16%.
- 3
Period end loans grew by $573 million, or 2.4%, to $24.9 billion, driven by growth in the core C&I portfolio, commercial real estate, and loans to individuals.
- 4
Asset quality remained strong, with non-performing assets, excluding loans guaranteed by U.S. government agencies, totaling $67 million, or 0.27% of outstanding loans and repossessed assets.
- 5
Assets under management or administration increased by $4.8 billion to $122.7 billion due to higher market valuations and new business growth.
- 6
Net interest income increased by $9.5 million linked quarter, driven by the upward repricing of fixed-rate securities and loans, complemented by decreasing deposit costs.
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