| Metric | Value ($ M) | Q1 FY26 | Q2 FY25 |
|---|---|---|---|
| Revenue | 3.20 | 1.9% | 21.7% |
| Total Income | 3.20 | 1.9% | 21.7% |
| Expenditure | -27.10 | 2.9% | 6.7% |
| PBT | 30.30 | 2.7% | 8.1% |
| Net Profit | 24.18 | 2.6% | 9.4% |
| OPM | — | ||
| NPM | 100.00% | 0.00pp | 0.00pp |
| EPS | 0.70 | 2.9% | 0.0% |
Business First Bancshares, Inc. Announces Financial Results for Q2 2026
24 Jul 2026 · 24 Jul, 1:37 am
Summary
Business First Bancshares announced its unaudited results for the quarter ended June 30, 2026, reporting net income available to common shareholders of $22.8 million, or $0.70 per diluted common share. The company also reported non-GAAP core net income of $23.3 million, or $0.71 per diluted common share. Key highlights include a net interest margin expansion of 8 basis points to 3.73% and an increase in tangible common equity to tangible assets to 8.79%. Management expressed optimism about laying the foundation for a strong second half of the year, citing organic loan origination, margin expansion, and growth in capital.
Key Highlights
- 1
Business First Bancshares reported net income available to common shareholders of $22.8 million for the quarter ended June 30, 2026.
- 2
Diluted earnings per common share were $0.70 for the quarter ended June 30, 2026.
- 3
On a non-GAAP basis, core net income was $23.3 million or $0.71 per diluted common share for Q2 2026.
- 4
Net interest margin expanded 8 basis points to 3.73% for the quarter ended June 30, 2026.
- 5
Tangible common equity to tangible assets increased from 8.65% to 8.79% compared to the linked quarter.
- 6
Book value per common share increased to $28.79 at June 30, 2026, compared to $28.18 at March 31, 2026.
- 7
The company declared a common dividend of $0.15 per share and a preferred dividend of $18.75 per share.
Management Comments
Jude Melville
Our second-quarter results — marked by solid organic loan origination, margin expansion, growth in capital, and improving asset quality trends — are laying the foundation we expected for a strong second half of the year. Meta's recently announced additional $40 billion investment in Northeast Louisiana, the expected full integration of our Progressive acquisition in August, and meaningful growth in our Houston-area pipeline — along with other positive developments across our markets — give our team significant opportunities to build on as we execute on our growth plans.
Informational and educational content only. Not investment advice.