| Metric | Value ($ M) | Q1 FY25 |
|---|---|---|
| Revenue | 62.75 | 2.1% |
| Total Income | 62.75 | 2.1% |
| Expenditure | 42.09 | 6.6% |
| PBT | 20.67 | 6.0% |
| Net Profit | 15.82 | 6.2% |
| OPM | 32.93% | 2.84pp |
| NPM | 25.21% | 2.23pp |
| EPS | 0.92 | 7.1% |
Capital City Bank Group Reports Q1 2026 Net Income of $15.8 Million
20 Apr 2026 · 20 Apr, 10:41 pm
Summary
Capital City Bank Group, Inc. reported a net income attributable to common shareowners of $15.8 million, or $0.92 per diluted share, for the first quarter of 2026. This compares to $13.7 million, or $0.80 per diluted share, for the fourth quarter of 2025, and $16.9 million, or $0.99 per diluted share, for the first quarter of 2025. The company's Return on Assets was 1.45% and Return on Equity was 11.30% for the first quarter of 2026. According to William G. Smith, Jr., Chairman and CEO, the company had a strong start to the year, with earnings growth of 15% over the prior quarter.
Key Highlights
- 1
Capital City Bank Group reported net income attributable to common shareowners of $15.8 million for the first quarter of 2026.
- 2
Earnings per diluted share were reported as $0.92 for Q1 2026.
- 3
The company's Return on Assets was 1.45% and Return on Equity was 11.30% for the first quarter of 2026.
- 4
Tax-equivalent net interest income totaled $42.9 million in the first quarter of 2026.
- 5
Deposit balances increased by $89.3 million, or 2.4%, at the end of the first quarter of 2026.
- 6
Tangible book value per diluted share increased $0.48, or 1.8% during the quarter.
- 7
The company repurchased 63,088 shares of its common stock during the quarter.
Management Comments
William G. Smith
Jr.
We are off to a strong start to the year, with earnings growth of 15% over the prior quarter driven by solid deposit trends, disciplined credit performance, and continued expense control. We remain focused on deepening client relationships and executing consistently, while maintaining the balance sheet strength and flexibility to perform across a range of economic conditions.
Informational and educational content only. Not investment advice.