| Metric | Value ($ M) | Q2 FY25 | Q3 FY24 |
|---|---|---|---|
| Revenue | 2.3K | 23.8% | 57.8% |
| Total Income | 2.3K | 23.8% | 57.8% |
| Expenditure | -2.1K | 126.9% | 172.1% |
| PBT | 4.4K | 173.9% | 97.6% |
| Net Profit | 3.2K | 174.6% | 79.6% |
| OPM | — | ||
| NPM | 100.00% | 0.00pp | |
| EPS | 4.83 | 156.3% | 9.3% |
Capital One Reports Q3 2025 Net Income of $3.2 billion, or $4.83 per share
04 May 2026 · 4 May, 8:58 am
Summary
Capital One Financial Corporation announced net income for the third quarter of 2025 of $3.2 billion, or $4.83 per diluted common share. Total net revenue increased 23 percent to $15.4 billion compared to the second quarter of 2025. Pre-provision earnings increased 29 percent to $7.1 billion. According to Richard D. Fairbank, the company's adjusted earnings, top-line growth, credit results, and capital generation continued to be strong.
Key Highlights
- 1
Capital One reported net income for the third quarter of 2025 of $3.2 billion, or $4.83 per diluted common share.
- 2
Total net revenue increased 23 percent to $15.4 billion compared to the second quarter of 2025.
- 3
Pre-provision earnings increased 29 percent to $7.1 billion compared to the second quarter of 2025.
- 4
The net interest margin increased by 74 basis points to 8.36 percent.
- 5
Period-end loans held for investment increased $3.9 billion, or 1 percent, to $443.2 billion.
- 6
The Common equity Tier 1 capital ratio was 14.4 percent at September 30, 2025.
Management Comments
Richard D. Fairbank
"In the third quarter, our adjusted earnings, top-line growth, credit results, and capital generation continued to be strong," "The Discover integration continues to go well and we are well positioned to capitalize on the opportunities that lie in front of us."
Informational and educational content only. Not investment advice.