| Metric | Value ($ M) | Q1 FY25 |
|---|---|---|
| Revenue | 2.4K | 61.9% |
| Total Income | 2.4K | 61.9% |
| Expenditure | -282.00 | 17.5% |
| PBT | 2.7K | 56.1% |
| Net Profit | 2.2K | 54.8% |
| OPM | — | |
| NPM | 90.21% | 4.08pp |
| EPS | 3.34 | 3.5% |
Capital One Reports Q1 2026 Net Income of $2.2 billion, $3.34 per share
22 Apr 2026 · 22 Apr, 1:35 am
Summary
Capital One Financial Corporation announced net income for the first quarter of 2026 of $2.2 billion, or $3.34 per diluted common share. Total net revenue decreased 2 percent to $15.2 billion. Pre-provision earnings increased 8 percent to $6.8 billion. According to Richard D. Fairbank, the results reflect solid top line growth and strong credit performance, with the Discover integration progressing well.
Key Highlights
- 1
Capital One reported net income of $2.2 billion, or $3.34 per diluted common share, for the first quarter of 2026.
- 2
Total net revenue decreased 2 percent to $15.2 billion in the first quarter of 2026.
- 3
Pre-provision earnings increased 8 percent to $6.8 billion for the first quarter of 2026.
- 4
Period-end loans held for investment decreased $5.9 billion, or 1 percent, to $447.8 billion.
- 5
Period-end total deposits increased $13.3 billion, or 3 percent, to $489.1 billion.
- 6
The Common equity Tier 1 capital ratio was 14.4 percent at March 31, 2026.
Management Comments
Richard D. Fairbank
"Our results in the first quarter reflect solid top line growth and strong credit performance. The Discover integration continues to go well and we continue to build momentum from this game-changing acquisition."
Informational and educational content only. Not investment advice.